Long-Term Care Insurance Failure.

Link. “Insurers counted on policy lapse rates — people giving up their policies or defaulting on payments — of about 4 percent annually. The actual lapse rate was closer to 1 percent.”

LTC needs to be a lot cheaper. Or just do a pandemic every five years.

Omicron biology. 🆓

Link. “In August, a variant called BA.2.86 emerged with a host of new mutations — likely the result, once again, of evolution taking place in an immunocompromised person.”

By “immunocompromised” they mean “probably HIV”. It’s easy to understand why the cautious term. People living with HIV can change evolutionary dynamics of a pandemic.

“[vaccine] development will slow down as governments stop paying for genetic sequencing of new variants”

The Atlantic has the best OpenAI summary.

Link. “In conversations between The Atlantic and 10 current and former employees at OpenAI, a picture emerged of a transformation at the company that created an unsustainable division among leadership” (Should be free article link)

PS. Do not care for “zealous doomers” as a way to describe people worried about what AI tech will bring.

COVID accelerated end of rural hospitals: “The exodus began with the nursing staff. Many left in the first months of the pandemic for higher-paying urban hospitals …”

Link. California is going to extend coverage to undocumented and increase Medicaid reimbursement. This facility will likely reopen — for a time.

It’s very expensive to maintain a modern healthcare facility and rural areas are poor. They are also red, so it puts their GOP reps in a weird spot.

The Economist on the greatest threat to civilization in 2024: “Mr Trump’s claim to have won the election in 2020 was more than a lie: it was a cynical bet that he could manipulate and intimidate his compatriots, and it has worked.”

Link. If you don’t vote Biden you don’t get to complain about what happens to you.

“The election will be decided by tens of thousands of voters in just a handful of states. In 2024 the fate of the world will depend on their ballots.”

The last days of coding: “Ben and I would talk about a bit of software we wanted for the project. Then, a shockingly short time later, Ben would deliver it himself.”

Link. “GPT-4 on its own is, for the moment, a worse programmer than I am. Ben is much worse. But Ben plus GPT-4 is a dangerous thing.”

Of course humans will still code, but it will all be machine assisted. Not quite as inhuman as chess, but a step function all the same.