Recent events remind us the mass of humanity make sheep and frogs look pretty smart. (Frogs jump out of boiling water, humans seem to cook.)

Libertarian “market” solutions to things like Equifax require an informed and intelligent actor. Obviously humans don’t qualify.

So then how is this supposed to work? Only the elites survive?

I suppose that is how it worked out in Rand’s books.

So libertarianism is effectively a kind of eugenics program…